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Sometimes I miss our car

Missing car ownership is something I hardly ever do. Today, I miss it.

Disbursing money to our scholarship girls is one of my duties as IWC treasurer. On paper it seems simple enough.

  1. The chairlady of the scholarship committee sends me an email detailing how much is due to each student.
  2. I deposit the amount in their bank accounts.

Sounds simple, doesn’t it? It is a simple easy system. Unfortunately, I have been trying to do it for a week now with no success. What’s the hold up? I can’t find three or four hours in a row free to go to the bank. Two of the girls have taken advantage of Santander’s free account for students and the third has her account with HSBC. Now, I won’t go to the bank on the 1st or the 15th of the month because of quincena (paydays on the 15th day),for the same reason Fridays and Saturdays are out of the question too.

The nearest Santander bank is a half hour walk from my house, so that accounts for an hour of the time. The last time I went there I stood in line for ninety minutes since I am not an account holder. They only had three tellers and some of those people took what seemed like forever, my transaction took less than five minutes by the way. So assuming that the gods are kind and I only spend an hour in line at each bank that accounts for my three hour minimum.

Having a car would mean that I could  easily go to one of the less busy branches of these banks further from my house.

Calling a cab and having them wait while I do the club’s banking is another option. However, I can’t see asking the club to pay a hundred or more pesos  every time I needed to go to the bank. That would be the most convenient option but the most expensive one. It goes against the grain for me to do something so frivolous when I am capable of walking.

The other cab option would be to dismiss the cab and hope that I could flag down another one in a timely manner as I bank hopped. Even if all the cabs charged the minimum of twenty pesos that’s sixty pesos for three cabs. I don’t think I would save any time unless the lines were spectacularly shorter. I could call and ask for a cab to be sent to the bank but when phoning for a cab to pick me up, invariably, the dispatcher tells me it will be 20 to 30 minutes. Calling again after waiting the stated time, many times the dispatcher explains that there are no taxis in my area and asks me if I want to wait further.

It seems to me that no matter what I do, it will take a lot of time. Something that normally I have in excess, but between being under the weather, having appointments, waiting for people who canceled on me it just hasn’t happened.

About Theresa Diaz Gray

Born in New York City, I grew up in California, and have lived in 3 countries and 6 states. I'm a first generation Cuban-American who lives in Merida, Yucatan, Mexico. I'm committed to living an abundant and creative life and helping others do so too through DIY!


  1. Robert SDF, wow, it never occurred to me! Next time I will try that! Thanks!


  2. As far as standing in a long line because I dont have an account has never been a problem for me. I am depositing for someone who has an account so I go to the line for customers. I have never been questioned.

  3. Eric, checks are programmatic here. It’s a moot point since the IWC doesn’t have a checking account. No reason to, most places don’t take checks, the account would have to be an individual’s name etc. For three checks a month that just seems like too much trouble and expense.

    Having a deposit slip still means waiting in line at the bank. I’m essentially doing that when I give the account number to the teller. I don’t even know if they have deposit slips here.

    Oh, mailing something would mean I’d have to go to the post office and stand in line there. It’s closer than the nearest mail box. The mail carrier does not pick up mail only delivers it.


  4. Are there no checks sent in Mexico? (A postage stamp would seem so much simpler than a cab.)

    OR, get deposit tickets from the girls and simply write “for deposit only to account of_____________” (girl’s name) on the back as endorsement substitute.


  5. Susan,
    One of my friends came by and gave me a ride to the banks on Itzaes, it took all of fifteen minutes to do the transactions for both banks! what a difference!

    I never thought about having the girls come to me.
    Good idea.

  6. um… interbancario? Have the scholarship student ocme to you?

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